Which lease is which?
With financial lease you finance the car and own it at the end, usually with a residual value. Operational lease bundles insurance, maintenance and tax into one monthly fee and you hand the car back. Private lease is the consumer version of that. The general Lease Calculator helps you compare the maths first.
Frequently asked questions
Is private lease cheaper than buying?+
Rarely on pure cost, but it removes depreciation risk and bundles services. The private lease calculator compares both.
What is residual value?+
The agreed value of the car at the end of a financial lease, which lowers the monthly payment.
Do these include bijtelling?+
No. Use the Bijtelling Calculator if the car is a company car.