Where to start
Most buyers begin with the Mortgage Calculator Netherlands to see monthly payments, then check what a lender might allow with the Maximum Mortgage Calculator. The Mortgage Repayment Calculator shows the year-by-year schedule, and the Mortgage Interest Relief Calculator works out the tax benefit. If you are unsure about buying at all, try the Rent vs Buy Calculator.
Frequently asked questions
What is the NHG limit in 2026?+
€470,000, and the guarantee costs a one-off 0.4% of the loan.
Annuity or linear mortgage?+
An annuity has equal gross payments, a linear mortgage starts higher and falls. The repayment calculator compares both.
Are these quotes from lenders?+
No. They are estimates for planning. Only a mortgage adviser or lender can give a binding offer.